Get a HAND up from Salt Lake City

The city of Salt Lake has several programs to help residents buy or fix their homes. So long as the property is within the Salt Lake City limits, lower income residents can benefit. Run by Housing and Neighborhood Development, there are two main programs Fairpark residents can put to use.

For existing homeowners, repair options are available. Older and disabled homeowners who make less than 80% of the area median income can qualify for free, minor home repairs through the handyman program. Regardless of age or ability, so long as you make less than 80% AMI, homeowners can benefit from the Home Repair Helping-Hands Program. This is a low interest loan that may have deferred payments to help improve a property.

Prospective homeowners can make their monthly payments more affordable through the Welcome Home SLC loan program. This lending program doesn’t require a down payment or mortgage insurance which can save hundreds of dollars a month. It also has a low interest rate of only 3% allowing people with smaller incomes to still buy a home. Buyers need $1,000 of their own money for closing costs and a 620 credit score to qualify.

To get more information on these programs and to apply, visit or call 801-535-7228.